Editor's picks

The 5 best credit cards

See the top 10 →
American Express Cobalt Card
Annual fee
$191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$191.88/yr ($15.99/mo)
Min. annual income
—
Read the full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Streaming
3x
Transit
2x
Gas
2x
Read the full review
RBC Avion Visa Infinite Card
Annual fee
$120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,190Total$1,190Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,190
Welcome offerAfter $5,000 in 6 months
Up to 70,000 points
Ends Nov 25, 2026
Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$120/yr
Min. annual income
$60,000+
Read the full review
Rewards
Rate
Travel
1.25x
Read the full review
WestJet RBC World Elite Mastercard
Annual fee
$139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$700
Welcome offerAfter $5,000 in 3 months
Up to 70,000 points
Ends Nov 18, 2026
Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$139/yr
Min. annual income
$80,000+
Read the full review
Rewards
Rate
Groceries
2x
Gas
2x
Transit
2x
With the partner brand
2x
Read the full review
TD Aeroplan Visa Infinite Privilege Credit Card
Annual fee
$599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$2,100
Welcome offerAfter $24,000 in 12 months
Up to 100,000 points
Apply Now

on TD's website

Features
Issuer
TD
Network
Program
Aeroplan
Fees and terms
Annual Fee
$599/yr
Min. annual income
$150,000+
Read the full review
Rewards
Rate
Air Canada flights
2x
Restaurants
1.5x
Groceries
1.5x
Travel
1.5x
Transit
1.5x
Gas
1.5x
Read the full review