Pros & Cons
Pros
- +Purchase protection included
- +Travel medical insurance included
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
The Desjardins Flexi Visa Card is a low-interest card with no annual fee. It is designed for people who sometimes carry a balance and want to reduce the interest they pay, while avoiding an annual fee.
With a low interest rate on purchases, it is a simple, economical card for managing your everyday expenses.
The annual interest rate is 10.9% on purchases and 12.9% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.
Travel Insurance
Travel Medical
Up to $5,000,000 / 3 days
Trip Cancellation
Up to $500
Trip Interruption
Up to $1,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Fees and interest rates
- Annual Fee$0
- Additional card fee$0
- Foreign currency conversion fee2.5%
- Purchase Rate10.9%
- Cash advance rate12.9%
Terms & Conditions
Card Features
- No Annual Fee
- Low-interest
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. MilesBeyondBorders may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Desjardins. All trademarks are property of their respective owners.