American Express Platinum Card
Annual fee
$799
Our valuation
$2,200

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Annual credit$200Annual credit$200Annual credit$100Total$2,200Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 100,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$799/yr
Min. annual income
Read full review
Rewards
Rate
Travel
2x
Restaurants
2x
Read full review
American Express Cobalt Card
Annual fee
$191.88
Our valuation
$255

Milesopedia first-year estimateFirst-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$191.88/yr ($15.99/mo)
Min. annual income
Read full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Convenience
5x
Streaming
3x
Transit
2x
Gas & EV
2x
Read full review
United MileagePlus Neo World Elite Mastercard
Annual fee
$89
Our valuation
$400

Milesopedia first-year estimateFirst-year valueWelcome bonus$400Total$400Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 25,000 miles
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
United MileagePlus
Fees and terms
Annual Fee
$89/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
United flights
1.25x
Groceries
1x
Restaurants
1x
Read full review
RBC Avion Visa Infinite Card
Annual fee
$120
Our valuation
$1,050

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 70,000 points

Ends Nov 25, 2026

Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$120/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Travel
1.25x
Read full review
National Bank World Elite Mastercard
Annual fee
$0 $150

No annual fee the first year

Our valuation
$300

Milesopedia first-year estimateFirst-year valueAnnual fee rebated$150Annual credit$150Total$300Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
First Year Annual Fee Rebate

$150 annual fee rebated

Ends Nov 4, 2026

Apply Now

on National Bank's website

Features
Network
Loyalty Program
NBC Rewards
Fees and terms
Annual Fee
$150/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Travel
2x
Bills & recurring payments
2x
Gas & EV
2x
Read full review
TD First Class Travel Visa Infinite Card
Annual fee
$0 $139

No annual fee the first year

Our valuation
$1,039

Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 160,000 points

+ First Year Annual Fee Rebate

Apply Now

on TD's website

Features
Issuer
TD
Network
Loyalty Program
TD Rewards
Fees and terms
Annual Fee
$139/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Groceries
6x
Restaurants
6x
Transit
6x
Bills & recurring payments
4x
Streaming
4x
Read full review
BMO Ascend World Elite Mastercard
Annual fee
$0 $150

No annual fee the first year

Our valuation
$820

Milesopedia first-year estimateFirst-year valueWelcome bonus$670Annual fee rebated$150Total$820Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 100,000 points

+ First Year Annual Fee Rebate

Apply Now

on BMO's website

Features
Issuer
BMO
Network
Loyalty Program
BMO Rewards
Fees and terms
Annual Fee
$150/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Travel
5x
Restaurants
3x
Streaming
3x
Bills & recurring payments
3x
Entertainment
3x
Telecom
3x
Read full review
Scotiabank Passport® Visa Infinite +* Card
Annual fee
$150
Our valuation
$350

Milesopedia first-year estimateFirst-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 35,000 points

Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer
Scotia
Network
Loyalty Program
Scene+
Fees and terms
Annual Fee
$150/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Groceries
2x
Restaurants
2x
Transit
2x
Entertainment
2x
Read full review
American Express Aeroplan Reserve Card
Annual fee
$599
Our valuation
$1,800

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,700Annual credit$100Total$1,800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 85,000 points
Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Loyalty Program
Aeroplan
Fees and terms
Annual Fee
$599/yr
Min. annual income
Read full review
Rewards
Rate
Air Canada flights
3x
Restaurants
2x
Read full review
CIBC Aventura Visa Infinite Card
Annual fee
$0 $139

No annual fee the first year

Our valuation
$839

Milesopedia first-year estimateFirst-year valueWelcome bonus$540Annual fee rebated$139Annual credit$160Total$839Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 45,000 points

+ First Year Annual Fee Rebate

Apply Now

on CIBC's website

Features
Issuer
CIBC
Network
Loyalty Program
CIBC Aventura
Fees and terms
Annual Fee
$139/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Groceries
1.5x
Gas & EV
1.5x
Pharmacy
1.5x
Read full review