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Pros & Cons

Pros

Cons

  • Foreign Transaction Fee (2.5%)
  • No purchase protection

Our Review

The ATB Alberta Secured Mastercard is a secured credit card to build or rebuild your credit, backed by a security deposit.

Fees and interest rates

  • Annual Fee
    $49
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate19.99%
    Quebec19.99%
  • Cash advance rate22.99%
    Quebec22.99%

Terms & Conditions

Card Features

  • Secured Card to Build Credit
  • $49 Annual Fee
  • 19.99% purchase interest rate
  • Requires a Security Deposit
  • Available to Alberta residents

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. MilesBeyondBorders may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 ATB Financial. All trademarks are property of their respective owners.