Pros & Cons
Pros
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
- –No purchase protection
Our Review
The National Bank Business Mastercard is a business credit card with no annual fee, designed for entrepreneurs and self-employed workers who want to keep business spending separate from their personal finances and easier to track.
What the card gives you:
- No annual fee, for both the primary cardholder and additional cards
- Free additional cards for your employees, with centralized expense tracking
- National Bank’s Business account management tools
- A reduced rate option of 14.5% on purchases and balance transfers, for a $30 annual fee and a minimum credit limit of $1,000
The annual interest rate is 20.99% on purchases and 22.99% on cash advances and balance transfers. A 2.5% conversion fee applies to foreign currency transactions. This card does not offer a welcome bonus.
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee2.5%
- Purchase Rate20.99%
- Balance transfer rate22.99%
- Cash advance rate22.99%
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. MilesBeyondBorders may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Nationale. All trademarks are property of their respective owners.