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Pros & Cons

Pros

  • +No annual fee

Cons

  • Foreign Transaction Fee (2.5%)
  • No purchase protection

Our Review

The Coast Capital Cash Back Mastercard (issued by Collabria) is a cash back card with no annual fee from Coast Capital, one of Canada’s largest credit unions.

Rewards

All Spending

0.5x

Cash Back pts per dollar

Fees and interest rates

  • Annual Fee
    $0
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate19.99%
    Quebec19.99%
  • Cash advance rate22.99%
    Quebec22.99%

Terms & Conditions

Card Features

  • No annual fee
  • Cash Back on eligible purchases
  • 19.99% purchase interest rate
  • Issued by Collabria for Coast Capital
  • Membership required; primarily in British Columbia

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. MilesBeyondBorders may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Coast Capital. All trademarks are property of their respective owners.