Pros & Cons
Pros
- +First Year Annual Fee Rebate ($60 annual fee rebated)
Cons
- –Foreign Transaction Fee (2.5%)
- –No purchase protection
Our Review
The Desjardins Business Visa Card helps you keep business spending separate from your personal finances, while earning cash back on your annual purchase volume.
Promotional offer: no annual fee for 1 year.
What the card gives you:
- Up to 1% of your purchases in cash back through the Business Savings Program, on annual purchases between $12,000 and $500,000, for a maximum rebate of $4,880 per 12-month period
- No annual fee for the first year, then $60 per card, or $40 per card if you hold 5 cards or more
- Additional cards for your employees and consolidated payments through a master account
- A 21-day grace period to pay your balance without finance charges, except on cash advances
- Desjardins Business account management
The purchase interest rate is the prime rate + 8.5%. The prime rate is variable and the annual rate is set by the Fédération des caisses Desjardins du Québec based on your company’s situation, following a review of the file. A 2.5% conversion fee applies to foreign currency transactions.
Fees and interest rates
- Annual Fee$60
First Year Annual Fee Rebate
- Foreign currency conversion fee2.5%
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